Leadership Team

We at New Opportunity have a unique business model.
We have put in place a dedicated leadership team for each Banking partner comprising of:

  • Business Head
  • Risk and Audit Head
  • Operation Head
  • Finance Head
  • HR Head


Mr. Joseph Francis

Head: Business - West

Mr. Joseph Francis

Head: Business - West

A Management graduate with 15 years of experience in Financial Services, he has worked with GE TFS Ltd., DCB Bank, Suryoday Microfinance and Magma Fincorp Limited in various functions.

Mr. Toufic Nivsekar

Head: Risk & Audit - West

Mr. Toufic Nivsekar

Head: Risk & Audit - West

Toufic, is a Graduate from Mumbai University and has over 17 years’ experience in various fields, in Finance Industry. Prior to joining New Opportunity, he worked as Relationship Manager at India Infoline Finance Limited.

Mr. Hardik Gandha

Head: Support & Operations - West

Mr. Hardik Gandha

Head: Support & Operations - West

Hardik Gandha is a graduate, with 9 years of experience in the manufacturing and service industry. Prior to joining New Opportunity, he was working in a business department at NMC Trading Company based at Dubai.

Sujatha Mogaveera

Ms. Sujatha M. Mogaveera

Head: Finance - West

Ms. Sujatha M. Mogaveera

Head: Finance - West

Sujatha Mogaveera is a Commerce Graduate with over 15 years’ experience in Audit and Accounts. Prior to joining New Opportunity, she handled Accounts in a Pharmaceutical Company and Audit in a reputed Audit Firm in Mumbai.

Mr. Popat Salgar

Head: Training & Recruitment - West

Mr. Popat Salgar

Head: Training & Recruitment - West

Popat Salgar is a Commerce Graduate with over 7 years of experience in the Microfinance industry. Prior to joining New Opportunity, he was working with SKS Microfinance, where he started his career as a field officer and worked up in various cross functions during his long stint.

Mr. Mariappan G.

Head: Business - South

Mr. Mariappan G.

Head: Business - South

Mariappan is a Chemistry Graduate, with 14 years of vast experience in NBFCs. Prior to joining New Opportunity, he was working with Bajaj Finserv as an Associate Collection Manager in Collection Department.

Mr. Manoraj A. K.

Head: Risk & Audit - South

Mr. Manoraj A. K.

Head: Risk & Audit - South

Manoraj is a MBA Graduate, with 15 years of wide experience in the service industries like Hospital, Stock Market, NBFC etc. Prior to joining New Opportunity, he was working in JRG Securities as a Business Development Manager.

Mr. Vijayakumar

Head: Support & Operations - South

Mr. Vijayakumar

Head: Support & Operations - South

Vijayakumar is a MBA Graduate, with 15 Years of wide experience in NBFCs. Prior to joining New Opportunity, he was working with Bajaj Auto Finance ltd., Fullerton India ltd., Manappuram Finance Ltd., etc., in various departments and capacities.

Mr. F Imran

Head: Finance - South

Mr. F Imran

Head: Finance - South

Imran is an MBA Graduate with speciality in Finance. He started his career with New Opportunity on December 2014.

Mr. Muthumanickam V.

Head: Training & Recruitment - South

Mr. Muthumanickam V.

Head: Training & Recruitment - South

Muthumanickam is a Physics Graduate, with 15 years of experience in Service and Micro Finance Industry. Prior to joining New Opportunity, he has worked with Tata Tele service Ltd., Asirvad Microfinance & lastly with Suryoday Small Finance as Branch Manager.


Mr. Rahul Bhosale

Head: Business - West

Mr. Rahul Bhosale

Head: Business - West

Management graduate with more than 4 years’ of experience in MFI industry. He started his career with Spandana Spoorthy Microfinance and later joined Madura Microfinance as Regional Manager before joining New Opportunity.

Mr. Gajanan Nawhate

Divisional Risk Manager - West

Mr. Gajanan Nawhate

Divisional Risk Manager - West

Gajanan is a Graduate from Nashik University and has over 11 years’ experience in MFI Industry. He started his career as a field officer. Prior to joining New Opportunity, he has worked under various capacities with Asmitha Microfinance Ltd.

Mr. Paresh Rane

Head: Support & Operations - West

Mr. Paresh Rane

Head: Support & Operations - West

Paresh Rane is a graduate with over 8 years experience in Operations management. In past, he has worked with Fullerton India Credit Company Pvt. Ltd.

Mr. Heeralal Kumawat

Head: Finance - West

Mr. Heeralal Kumawat

Head: Finance - West

Heera is a Graduate in Commerce, CA (Inter) with over 3 years’ experience in Audit, Accounts and Taxation. Prior to joining New Opportunity, he worked with a audit firm in Mumbai.

Mr. Jagannath Chavan

Head: Training & Recruitment - West

Mr. Jagannath Chavan

Head: Training & Recruitment - West

Jagannath Chavan is a Management graduate with over 2 years of experience in MFI industry. In the past, he has worked with Spandana Spoorthy Microfinance as Zonal HR Executive.

Mr. Kumar Thangaraj

Head: Business - South

Mr. Kumar Thangaraj

Head: Business - South

Kumar is a Commerce Graduate, with 10 years’ of rich experience in Microfinance industry. Prior to Joining New Opportunity, he was working with the companies like Grama Vidiyal Micro Finance Ltd., SKS Micro Finance, Muthoot Micro Fin in various capacities.

Mr. K. Tamilselvan

Head: Risk & Audit - South

Mr. K. Tamilselvan

Head: Risk & Audit - South

Tamilselvan is a Science Graduate. He also has Two PG Diploma courses like Renewal Energy / Energy Management under his belt. He has vast experience of 23 years in Microfinance Industry. Prior to Joining New Opportunity, he has worked with companies like Assefa, Mahasemam, ABT Groups.

Mr. Vijay V.

Head: Support & Operations - South

Mr. Vijay V.

Head: Support & Operations - South

Vijay is a Commerce Graduate, with 15 Years of rich experience in fields like FMCG, Banking etc. Prior to joining New Opportunity, he was working with City Union Bank in various departments and capacities.

Mr. S. Senthil Kumar

Head: Finance - South

Mr. S. Senthil Kumar

Head: Finance - South

Senthil Kumar is a Commerce Graduate and has completed CA (Inter), with previous experience of 6 years in BPO Sector & Auditing Firms. Prior to Joining New Opportunity, he worked with VITAE International (P) Ltd., as Audit Asst.


Mr. Rajshekhar

Head: Business

Mr. Rajshekhar

Head: Business

Rajshekhar is post graduate in MBA finance with more than 12 years’ experience in Microfinance sector. He has worked with KBS Bank, SKS Microfinance, HDFC Bank and Disha Microfinance in various functions.

Mr. Mahesh Patil

Head: Risk and Audit

Mr. Mahesh Patil

Head: Risk and Audit

Mahesh is a graduate with 10 years’ experience in the Microfinance industry. Prior to joining New Opportunity, he worked as Internal Audit Manager at SKS Microfinance Ltd.

Mr. Sunil Kumar

Head: Operations & Support

Mr. Sunil Kumar

Head: Operations & Support

Sunil Kumar is a Post Graduate in M.S.W. with more than 10 years’ experience in Micro Finance & Banking industry. He had worked with BASIX, L&T Finance & HDFC Bank in various functions.

Mr. Govindarajan

Head: Finance

Mr. Govindarajan

Head: Finance

Govindarajan is a Graduate with more than 4 years of experience in a leading audit firm based at Coimbatore. He is specialsed in Taxation and statutory audit of Banks

Mr. Shrinivas N.

Head: Recruitment & Training

Mr. Shrinivas N.

Head: Recruitment & Training

Srinivas Ningonda is a graduate with more than 10 years of experience in the Microfinance Industry. Prior to joining New Opportunity, he was working with SKS Microfinance and L&T Finance Ltd. He has worked in various cross functions during his long stint.


Mr. K. Ramarpandi

Head: Relationship & Business

Mr. K. Ramarpandi

Head: Relationship & Business

K. Ramarpandi is a Management graduate with more than 12 years of experience in the financial industry. Prior to joining New Opportunity, he worked as Cluster Manager at Equitas Microfinance.

Mr. B. Lakshmananamoorthy

Head: Risk & Audit

Mr. B. Lakshmananamoorthy

Head: Risk & Audit

B. Lakshmananamoorthy is a Post Graduate in Computer Science, with more than 12 years of experience in the financial services. Prior to joining New Opportunity, he was handling Commercial Transportation Group (CTG) at HDFC Bank.

Mr. Manikandan

Head: Support & Operations

Mr. Manikandan

Head: Support & Operations

Manikandan is a Post Graduate MBA with specialization in HR and Marketing with more than 7.5 years’ experience in Banking and Financial Sector. Prior to joining New Opportunity, he worked as a Deputy Branch Manager - Operation at ICICI Bank, Branch Banking.

Mr. N. Kaleeswaran

Head: Finance

Mr. N. Kaleeswaran

Head: Finance

N. Kaleeswaran is a Graduate in Commerce. Prior to joining New Opportunity, he worked as an Audit Assistant for a leading audit firm based in Coimbatore.

Mr. Martin

Head: Recruitment and Training

Mr. Martin

Head: Recruitment and Training

Martin is a commerce Graduate with more than 9 years of experience in Microfinance Industry handling diversified functions.


Mr. D. Ravi Kumar

Head: Relationship and Business

Mr. D. Ravi Kumar

Head: Relationship and Business

Ravi Kumar is a Graduate with more than 10 years of experience in the microfinance industry. He started his career as Field officer in Equitas Microfinance and later rose to the rank of Regional Manager at Spandana Spoorthy Financial Ltd.

Mr. C. Paul Devakumar

Head: Risk and Audit

Mr. C. Paul Devakumar

Head: Risk and Audit

Paul Devakumar is a Management graduate with a specialization in Finance. He started his career as a Support Executive at Target infotech, based in Bangalore. Later, he worked as an Assistant Manager – Accounts, for a steel company based in Coimbatore.

Ms. Midhunavizhi

Head: Operations and Support

Ms. Midhunavizhi

Head: Operations and Support

Midhunavizhi is BSC Computer Science graduate and has an experience of over 10 years in various functions in the Microfinance Sector. Prior to joining New Opportunity, she worked as a Team Leader in IASC.

Mr. R. Ramganesh

Head: Finance

Mr. R. Ramganesh

Head: Finance

R. Ramganesh is a Graduate in Commerce, CA (Inter), CS (Inter), with over 6 years of experience in the Audit field. Prior to joining New Opportunity, he worked with a leading audit firm based in Coimbatore.

Mr. J. Suresh

Head: Recruitment & Training

Mr. J. Suresh

Head: Recruitment & Training

J. Suresh is a Post graduate with a specialization in Labor laws. He has over 4 years of experience in HR – Recruitment, training and statutory compliance. He started his career in the textile industry.